Greg Hammond

Greg Hammond

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Pending

$588,888

($344,710 down)
VA

16495 Caminito Vecinos UNIT 70, San Diego, CA 92128

2
2
1,372 sqft
PITI Monthly
$1,959.78 /mo

Listing courtesy of: Danielle Malham, Coldwell Banker West

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,180 /mo
$1,835 /mo

What's Special

REMODELED
LOCATION
DINING
FIREPLACE
PATIO
CUL-DE-SAC

Beautifully upgraded home in coveted Seven Oaks of Rancho Bernardo 55+community. This is a one story corner unit with large patio in a great, private location, tucked into a back corner of a cul-de-sac. Dual-pane vinyl windows. New upgrades include remodeled kitchen custom maple cabinets, granite counters, 24x12 natural stone like tiles, wood like flooring in Hall, living room/dining & bedrooms, remodeled Fireplace, recess lighting in Kitchen, Stainless steel sink. Both baths have new designer square sinks & cabinets, decorator mirrors and lighting, refaced bath tubs & much more, Inside Washer & Dryer, assigned carport parking.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,959.78/mo
Estimated Loan Balance
$247,284
Cash to close
$344,710
Interest Paid
$39,669

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Other
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: SeeRemarks
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: SeeRemarks
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Other
  • Roof: SeeRemarks
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Rancho Bernardo
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Seven Oaks Community
  • HOA Amenities: Unknown
  • HOA Fee: $512
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $429.22
  • Tax Annual Amount: $7361.1
  • On Market Date: 2025-04-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $344,710 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $344,710!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$244,178
Your Cash:$344,710
Total Purchase Price:$588,888

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,180/mo
Traditional @ 7.15%
$1,904/mo
You save $724/month ($8,690/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250023770SD

Listing From:

Last updated: 2025-04-13T23:41:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,180 /mo
$1,835 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $344,710 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $344,710!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$244,178
Your Cash:$344,710
Total Purchase Price:$588,888

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,180/mo
Traditional @ 7.15%
$1,904/mo
You save $724/month ($8,690/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Greg HammondUME Realty Group(480) 522-9318greg@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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