Greg Hammond

Greg Hammond

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$880,000

($141,947 down)
FHA

2 PROVINCETOWN Circle, Salinas, CA 93906

4
3
2,191 sqft
PITI Monthly
$6,313.27 /mo

Listing courtesy of: Christian Coronel, Christian Coronel, Broker

Assumed Rate

6.16%
7.15%

Principal & Interest

$4,641 /mo
$5,140 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
COZY

Welcome to this spacious 4-bedroom, 2-bathroom home in the vibrant city of Salinas. With a generous living area of 2,191 square feet and situated on a 6,439 square foot lot, there's plenty of room for your family to grow and thrive. The heart of the home is the well-appointed kitchen, perfect for culinary enthusiasts. Gather in the dining area for meals, or relax in the separate family room by the cozy fireplace. The home features beautiful flooring throughout, enhancing its charm and warmth. Laundry is made easy with a convenient in-house laundry area. You'll appreciate the central forced air heating system on cooler nights. While there is no cooling system, the moderate climate of Salinas provides comfortable living conditions year-round. This home is located within the Alisal Union Elementary School District. A 2-car garage offers ample parking and storage options. Don't miss the opportunity to make this delightful Salinas home your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.16
Remaining Loan Term
27 years, 8 months
Monthly PITI
$6,313.27/mo
Estimated Loan Balance
$739,744
Cash to close
$141,947
Interest Paid
$107,885

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Salinas

Financial Details

  • Price per Sqft: $401.64
  • Tax Annual Amount: $11000
  • On Market Date: 2025-04-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $141,947 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $141,947!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.16% Sellers Rate
$738,053
Your Cash$141,947
Total Purchase Price:$880,000

Assumed vs Traditional Mortgage

Assumed @ 6.16%
$4,641/mo
Traditional @ 7.15%
$5,331/mo
You save $690/month ($8,283/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML82002623

Listing From:

Last updated: 2025-04-15T20:43:15.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.16%
7.15%

Principal & Interest

$4,641 /mo
$5,140 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $141,947 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $141,947!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.16% Sellers Rate
$738,053
Your Cash$141,947
Total Purchase Price:$880,000

Assumed vs Traditional Mortgage

Assumed @ 6.16%
$4,641/mo
Traditional @ 7.15%
$5,331/mo
You save $690/month ($8,283/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Greg HammondUME Realty Group(480) 522-9318greg@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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