Greg Hammond

Greg Hammond

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Pending

$799,000

($256,809 down)
FHA

6950 Chardonnay Road, Paso Robles, CA 93446

2
3
2,024 sqft
PITI Monthly
$3,962.98 /mo

Listing courtesy of: Kandie Frederick, Country Real Estate, Inc.

Assumed Rate

2.89%
7.15%

Principal & Interest

$2,490 /mo
$4,045 /mo

What's Special

REMODELED
NEW STOVE
DINING
SPACIOUS
EN SUITE BATHROOM
DECK
PATIO
MATURE TREES
SOLAR PANELS

Assumable loan! This peaceful 2-acre horse property is a true retreat, featuring a thriving orchard, beautiful gardens, and usable property. The spacious 2,024+/- sq. ft. home offers an open-concept living area with a wood burning stove, a generous dining space, and a remodeled kitchen with new cabinetry, solid surface countertops, and a Sub-Zero refrigerator. The separate family room, complete with its own bathroom, could easily be an additional primary suite with the addition of barn doors. The existing primary suite offers a sliding doors leading to an enclosed patio with a hot tub and an en suite bathroom. Upgrades throughout the home include laminate flooring, solatube skylights, new stove and dishwasher, and owned solar panels for energy efficiency. Outdoor living is a highlight, with covered patios, cobblestone pavers, expansive redwood decking, and multiple seating areas shaded by mature trees. Additional amenities include RV parking with a new 220-connection, a single-car detached garage/shop, plus several sheds and outbuildings. For those with animals or horses, the property is fully fenced. There is a concrete reinforced dog kennel, and the lower part of the property is flat and open, with horse facilities added in 2021, including two 24x24 pipe corrals with shelters and windguard, a hay shed, a full tack shed with tie rail, and 3 rail arena fencing. The hay barn and tack shed are included; the pipe corrals may be purchased separately, or removed, if preferred. The property also boasts a beautiful rose garden, a rose lined driveway, a greenhouse shed, and a container vegetable garden. There is a fruit orchard with various trees including cherry, plum, apple, almond, and lemon, along with a container vegetable garden and walnut grove. Photos are posted from various times of the year, when fruit is flourishing. The existing FHA loan is assumable at 2.5%! An assumable second may be available through existing lender. Contact your Realtor to see this home soon!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 9 months
Monthly PITI
$3,962.98/mo
Estimated Loan Balance
$544,550
Cash to close
$256,809
Interest Paid
$70,220

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FreeStanding, LivingRoom, WoodBurning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Paso Robles

Financial Details

  • Price per Sqft: $394.76
  • Tax Annual Amount: $9987.5
  • On Market Date: 2025-04-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $256,809 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $256,809!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$542,191
Your Cash$256,809
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$2,490/mo
Traditional @ 7.15%
$4,196/mo
You save $1,706/month ($20,476/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS25059706

Listing From:

Last updated: 2025-04-11T01:43:55.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$2,490 /mo
$4,045 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $256,809 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $256,809!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$542,191
Your Cash$256,809
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$2,490/mo
Traditional @ 7.15%
$4,196/mo
You save $1,706/month ($20,476/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Greg HammondUME Realty Group(480) 522-9318greg@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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