Greg Hammond

Greg Hammond

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$990,000

($461,571 down)
VA

76870 Barker Road, San Miguel, CA 93451

4
3
2,177 sqft
PITI Monthly
$3,615.61 /mo

Listing courtesy of: Alicia Walker, RE/MAX Success

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,368 /mo
$3,907 /mo

What's Special

FRESH PAINT
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
PATIO
SOLAR PANELS

Located in Monterey County but just minutes from Paso Robles is 10 flat, usable acres ready for you to make your own. This 2,177 sqft 4 bed/2.5 bath home offers modern comforts with a touch of rural charm. The interior features many updates starting in 2019 wood tile flooring, new carpeting in the bedrooms, fresh paint, and upgraded appliances, doors, and windows. The spacious kitchen boasts granite countertops, new cabinets by MB Cabinets, a walk-in pantry, and an attached dining room. The primary bedroom includes an en-suite bathroom, , walk in closet, and access to the backyard patio. While three additional bedrooms provide peaceful retreats. This property is perfect for those who love rural living. A barn with 8 stalls for sheep and goats, feed storage, multiple pastures, a chicken coop, and 32 solar panels producing more energy than the current family uses. Additionally, there’s a carport and 2 covered workshop spaces with power and water. You’ll enjoy easy access to world-class wineries, entertainment, shopping, great food, hiking trails, and coastal beauty. This home offers the perfect blend of peaceful country living with proximity to everything the Central Coast has to offer.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
26 years, 2 months
Monthly PITI
$3,615.61/mo
Estimated Loan Balance
$530,717
Cash to close
$461,571
Interest Paid
$58,872

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Drywall, Concrete, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: GoatType, Livestock, Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Private, Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch, Traditional
Materials
  • Drywall, Concrete, Stucco
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: ,King Ranch
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: San Miguel

Financial Details

  • Price per Sqft: $454.75
  • Tax Annual Amount: $12375
  • On Market Date: 2025-04-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $461,571 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $461,571!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$528,429
Your Cash$461,571
Total Purchase Price:$990,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,368/mo
Traditional @ 7.15%
$4,053/mo
You save $1,685/month ($20,220/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS25078140

Listing From:

Last updated: 2025-04-12T01:51:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,368 /mo
$3,907 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $461,571 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $461,571!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$528,429
Your Cash$461,571
Total Purchase Price:$990,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,368/mo
Traditional @ 7.15%
$4,053/mo
You save $1,685/month ($20,220/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Greg HammondUME Realty Group(480) 522-9318greg@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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